March 27, 2002

NOTICE

Please make every effort to notify the Toastmaster of the Evening well in advance if you are unable to fulfill your assigned role - it’s common courtesy and a sign of a Competent Toastmaster

Worcester, MA

President: John Keeton Treasurer: Bill Dussault

VP Education: Therese Delongchamp Sgt. at Arms: Fred Nathan

VP Publicity: Al Wheeler Secretary: Peter Hoag

VP Membership: Filomena Didiano Bulletin Editor: Peter Hoag

Attendees: 18 members – Filomena Didiano, John Keeton, John Capuano, Joe Mewhiney, Bill Dussault, Triin Tammearu, Carl Lakes, Fang Lui, Vinod Chaku, Rob Koenig, Al Wheeler, Peter Hoag, Erika Slater, Richard Grey, Marie Cutroni, Rosemary Chaput, Divya Verghese, Sanu Samuel- 1 Guest

Notes

· The dues are due !!!!! Please send check for $36 made out to “Central Toasmasters 2277”. You can give it to Bill Dussault or John Keeton via mail or the next meeting.

· Congratulations to Filomena Didiano, the winner of the club International Speech Contest ! She will represent the club at the area contest. If for any reason Filomena is unable to fulfill her responsibilities, Rob Koenig will be our representative.

· The International Speech Contest for the Area will be held on April 3 at the Regency Suites. There will be an Italian Buffet for which each member attending is expected to chip in $5.00.

· Old friend Paul Goldstein will be in our area from March 19 thru April 9. He plans to attend the March 20 and April 3 Toastmaster meetings and would like to see as many of his friends from Central TM as possible.

PARTICIPANTS

Meeting Chair	Al Wheeler	Toastmaster	Rob Koenig
Invocation	Rosemary Chaput	Topicsmaster	Joe Bellil
Thought	Peter Hoag	General Evaluator	Jay Groccia
Joke	John Capuano	Timer	Vinod Chaku
Grammarian/WordMaster	Carl Lakes	Word	Commensurate - Of the same size, extent, or duration as another

SPEAKERS

Speaker	Speech title	Evaluator	Summary
Bill Dussautl	A Short Mortgage Refinance Primer	Divya Verghese	C&L #10 - Bill explained the different types of mortgages available for homeowners. A cash out refinance loan can be used for home improvement. Or a debt consolidation loan can help you pay off the credit cards. Bill told us to research banks to get the best interest rate instead of going to the banks that you deal with everyday.
John Capuano	Weekend Activities	Rosemary Chaput	C & L #2 - John said that a great weekend getaway is right here in New England. It’s the East Bay Bike Path that goes from Riverside to Bristol, RI. It’s a 10 foot wide path with many attractions along the way, such as parks, restaurants, and the YMCA.
Marie Cutroni	Ice Breaker	Filomena Didiano	C&L #1 - Marie told us of her parents having to escape the Nazis and go to the United States with little resources. Marie went to a challenging boarding school which she hated, but going to Guatemala taught her self-sufficiency and the value of helping others.

AWARDS

Best Impromptu	Erika Slater
Best Prepared Speech	Marie Cutroni
Best Evaluator	Divya Verghese

UPCOMING MEETINGS

	April 3, 2002	April 10, 2002	April 17, 2002
Toastmaster	Area Serious Speech Contest Master of Ceremonies: John Keeton 508-842-1786	John Capuano 508-832-9404	Carl Lakes 860-928-7545
Topicsmaster	Wayne Dupont	Filomena Didiano	Dick Brady
Gen. Evaluator		Aaron Kan	Karen Lefebvre
Grammarian		Sanu Samuel	Gautam Shelar
Timer	Brian Mulroy	Peter Hoag	Joe Mewhiney
Speaker 1		Praveen Sharma	Fred Nathan
Speaker 2		Erika Slater	Divya Verghese
Speaker 3		Brian Mulroy	Al Wheeler
Speaker 4		Fang Lui
Evaluator 1	Judge 1: Joe Mewhiney	Rob Koenig	Marie Cutroni
Evaluator 2	Judge 2: Triin Tammearu	Bill Dussault	Triin Tammearu
Evaluator 3		Mary Alice Widness	Dan Abraham

Ÿ We meet every Wednesday from 7-9 pm at the Regency Suite. Directions are below.

Ÿ Members who are interested in speaking outside the club, please contact George Hast for more information about the “Speaker’s Bureau”

Ÿ The toastmaster of the evening and the Sergeant of Arms are responsible for arranging the tables suitably for the meeting

Ÿ Fed Nathan, Sergeant at Arms, will collect $5.00 from any member who has not met the minimum dinner purchase requirement that maintains the room availability

Ÿ A 15% gratuity is mandatory to insure proper service. You may, at your discretion, give more.

Ÿ It is a sign of courtesy to be quiet while a speaker is at the podium.

Ÿ Proper dress for the dinner meeting is business casual at a minimum.

Ÿ To sign up to receive district 31 headquarters e-mail and news, go to the WWW and visit http://groups.yahoo.com/group/d31tm

Ÿ Notice to all Club Officers - please have a speech ready at all times so we can replace any no shows. This is a good practice for all Toastmasters as well – BE PREPARED!

Ÿ Be sure to contact Therese Delongchamp (VP of Education) if you want to get on the schedule for a role or speech. Therese’s home phone is 508-797-0974.

Ÿ If you have an e-mail address (home or work) and are still receiving the Bulletin via regular mail please contact Pete Hoag ("peter.hoag@staples.com") so we can add you to our e-mail distribution.

Directions to location at the Regency Suite:

Exit 13 Kelly Square: Take a right if coming from Eastbound 290 (left if coming from Westbound 290) off the exit ramp to Kelly's Square. Take

a left onto Madison St. (between the two gas stations). At the second light turn right and you are there. It is next to the Registry of Motor Vehicles.